Best Deal Credit Card

The cheapest credit cards are the ones that offer low interest rates for the longest time on having the credit outstanding. However, if you do pay your bill full before your cut off date, the interest rate may not be your main concern. Getting rewards or perks with every purchase may be your greatest perk in using credit cards.

But for many, the main perk of having a credit card is to be able to defer having to pay in cash. Here are some of the cheapest credit cards that you can avail of that offer great deals in terms of interest rates.

• Citi Platinum Select CardCredit cards For purchases that you make within the first 12 months of availing this card, you get to have 0% annual percentage rate. It also has a 0% balance transfer offer wherein you can move your outstanding balances in another credit card to this Citi Platinum Select Card. After the 12 month 0% APR, the company then offers a 7.99% APR (depending on your credit history). This is most likely one of the most widely accepted and cheapest credit cards of the Citi group. No annual fee is charged for this credit card.
• Bank of America Platinum Plus Visa CardA great deal with the Bank of America Platinum Plus Visa Credit card is that is offers 0% interest rate on your first 12 bills, 0% interest rate on balance transfers from your outstanding card to this Bank of America Platinum Plus Visa Credit card and it also offers 0% on checking cash advances. And just like the Citi Platinum Select credit card, this also has no annual fee charges.
• Discover More CardThis has a fantastic offer on purchases made under the following categories: travel, home, restaurants, movies, gas and a whole lot more by providing 50% "Cash back" bonus. It also has a 0% annual percentage rate for the fist 12 months then a balance transfer offer of 0% for 12 months.
• Chase Platinum Visa CardThis credit card by Chase offers a 0% introductory annual percentage rate for the first 12 months of participating in this credit card. Then, your credit card interest will become 10.99%. It also has that 0% balance transfer promo that you can move your existing credit card balances to this card for 0% for 12 months. And just like the Citi and Bank of America Card, this credit card also has no annual fee.
• Blue America ExpressAmex has been with us since travelers checks were the in thing to have instead of credit cards. Now, the company introduces their blur Cards that gives 0% APR for the first 12 months of use on purchases. And the great thing about this card is that you can get "express approval" as the decision if you do get the card or not is delivered in less than sixty seconds of application. And just like the first three cards mentioned above, the Blue Amex card also has no annual fee.